ManyPets vs Wagmo: Pet Insurance Comparison for 2025

Sep 25, 2025

Introduction to Pet Insurance

As pet owners, we want the best for our furry companions, and that includes ensuring their health and well-being. Pet insurance has become an essential tool for managing the unexpected costs of veterinary care. In 2025, the market offers a variety of options, but two standout providers are ManyPets and Wagmo. This comparison will help you make an informed decision about which insurance provider might be best for you and your beloved pet.

happy pet

Coverage Options

ManyPets Coverage

ManyPets is known for its comprehensive coverage options. They offer extensive accident and illness coverage, which includes a wide range of treatments from routine check-ups to surgeries. Additionally, ManyPets provides coverage for hereditary and congenital conditions, ensuring that your pet is protected regardless of their specific health needs.

Wagmo Coverage

Wagmo, on the other hand, offers a unique approach by providing both insurance and wellness plans. Their insurance plans cover accidents and illnesses, but they also offer separate wellness plans that can be purchased independently. These wellness plans cover routine care such as vaccinations and dental cleanings, making it easier to manage both preventive and emergency care.

Pricing and Affordability

ManyPets Pricing

ManyPets is competitive in terms of pricing, offering different tiers to suit various budgets. Their plans are customizable, allowing pet owners to adjust deductibles and reimbursement rates to find a balance between coverage and cost. This flexibility can be particularly beneficial for those looking to optimize their budget without sacrificing essential coverage.

pet insurance cost

Wagmo Pricing

Wagmo's pricing model also provides flexibility, with separate pricing for insurance and wellness plans. This separation allows pet owners to choose only what they need, potentially reducing costs if comprehensive coverage is not required. Moreover, Wagmo often runs promotions and discounts for new subscribers, making it an attractive option for first-time users.

Customer Experience

Both ManyPets and Wagmo are praised for their user-friendly platforms and excellent customer service. ManyPets offers a seamless online experience with easy claims processing and a responsive support team. Their mobile app further simplifies managing your pet's insurance on the go.

pet owner with phone

Conversely, Wagmo is known for its transparency and straightforward communication with customers. They provide clear policy details and quick responses to inquiries, helping pet owners feel confident in their choices. The feedback from existing customers highlights their satisfaction with Wagmo’s efficient claim processing.

Final Thoughts

Choosing between ManyPets and Wagmo in 2025 comes down to your specific needs as a pet owner. If you're looking for comprehensive coverage with flexibility in pricing, ManyPets might be the right choice. However, if you're interested in combining wellness care with insurance or prefer separate plans, Wagmo offers a unique solution. Both providers have strong reputations and are committed to supporting the health of your pets.